Job Description

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Senior Credit Analyst
Summary of role
Salary: $65k-$80k
The Senior Credit Analyst is a critical member of the Finance organization responsible for evaluating and managing customer credit risk to protect the company's financial health while supporting revenue growth. This role leads complex credit evaluations, establishes credit limits, monitors risk exposure, and collaborates cross-functionally with Sales, A/R, Treasury, and Credit teams to enforce credit policies, resolve disputes, and ensure compliance with internal controls. The Senior Credit Analyst also supports strategic initiatives to improve cash flow, automate processes, and enhance reporting and analytics.
Key responsibilities

• Perform credit risk assessments for new and existing customers by analyzing financial statements, credit reports, payment history, and market intelligence.
• Recommend and establish credit limits and terms in accordance with corporate risk tolerance and customer profiles.
• Proactively monitor customer credit performance, industry risk trends, and macroeconomic indicators; identify high-risk accounts and recommend mitigation strategies.
• Lead customer credit reviews and escalation processes for accounts on hold, past due, or under special terms.
• Collaborate with A/R, Treasury, Sales, and Customer Service teams to resolve credit-related issues, release orders, and balance customer service with risk exposure.
• Maintain and enforce compliance with credit policies, internal controls and procedures
• Prepare and analyze A/R and credit-related KPIs, aging trends, and concentration reports to support decision-making and cash forecasting.
• Initiate process improvements and automation in A/R and credit workflows and enhance data accuracy in ERP and credit management systems.
• Support internal and external audits with documentation and explanation of credit assessments, policy adherence, and approval workflows.

You bring these skills, experience & education

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• 5+ years of progressive experience in credit analysis, financial risk assessment, or trade credit, ideally in a manufacturing or B2B environment.
• Strong proficiency in interpreting financial statements, credit scoring models, and risk mitigation practices.
• Experience working with ERP systems (e.g., SAP ECC/S4H) and credit tools (e.g., Dun & Bradstreet, or similar).
• Advanced Excel skills including PivotTables, VLOOKUP, and data modeling.
• Excellent analytical and decision-making skills with a strong attention to detail.
• Effective communicator with the ability to influence internal stakeholders and maintain productive relationships with external customers.
• Ability to thrive in a fast-paced, cross-functional environment with competing priorities.

We offer

• Day 1 Benefits Enrollment for you and your qualified dependents
• Vacation and Paid Holidays
• Retirement 401K Matching
• Employee Assistance Program
• Identity Theft Protection Plan
• Performance Bonus
• And more...

SIG competencies
We are looking for people who are willing to consistently achieve results, even under tough circumstances, employees who create a climate where everyone is motivated to do their best to help the organization achieve its objectives. If you actively seek new ways to grow and be challenged, if you develop people to meet both their career goals and the organization's goals, SIG is the place for you. To deliver better for our customers, our future colleagues build strong customer relationships and deliver customer-centric solutions. Finally, we are looking for colleagues who build partnerships and work collaboratively with others to meet shared objectives. Are you someone who applies knowledge of business and the marketplace to advance the organization's goals? Are you someone who can create new and better ways for the organization to be successful? If the answer is 'yes', come and join us.
Our promise
SIG is the place for you to build something incredible. We offer competitive compensation and an opportunity to partially work from home. If you join us, you will be part of a globally successful international company, which is leading its industry in sustainability, technology, and more. We think of ourselves as the career launchpad - a place to develop yourself fast with real work, real experience, real opportunities to build skills. You will be part of a highly motivated and dynamic team, you will have personal development opportunities, trainings and coaching opportunities from senior team members. If you show skill and willingness to learn, we'll back you all the way.
About SIG
SIG is a leading provider of packaging systems and solutions for better. We work in partnership with our customers to bring food products to consumers around the world in a safe, sustainable, and affordable way. We are the only packaging system supplier covering carton, pouch, and bag-in-box. Our versatile technology and product innovation capacity enable us to deliver better for customers, for consumers, and for the world. Sustainability guides us, technology empowers us, but it's the passion and drive of our people that truly enable us to deliver better. Founded in 1853, SIG is headquartered in Neuhausen, Switzerland, and listed at the SIX Swiss Exchange.